13 Financial Risk jobs in Bahrain

• Conduct in-depth credit analysis of corporate and individual loan applications, including financial statements, cash flow projections, and collateral assessments.
• Assess the creditworthiness of borrowers by evaluating financial health, industry trends, market conditions, and macroeconomic factors.
• Prepare detailed credit risk reports and recommendations for approval or rejection of credit facilities.
• Monitor existing credit portfolios for signs of deterioration and recommend proactive mitigation strategies.
• Ensure compliance with internal credit policies, regulatory requirements (e.g., CBB guidelines), and international best practices.
• Develop and refine credit scoring models and risk assessment frameworks.
• Collaborate with relationship managers, legal teams, and other departments to facilitate credit decisions and manage risk exposures.
• Stay abreast of economic developments, market volatility, and emerging risks that could impact credit portfolios.
• Participate in the review and update of credit policies and procedures.
• Assist in the preparation of credit risk reports for senior management and regulatory bodies.
• Conduct due diligence on clients and ensure all necessary documentation is in place.

• Bachelor's degree in Finance, Economics, Accounting, or a related quantitative field. Master's degree or relevant professional certifications (e.g., CFA, FRM) are highly desirable.
• Minimum of 3-5 years of experience in credit risk analysis, financial analysis, or corporate banking, preferably within a financial institution.
• Strong understanding of financial statements, accounting principles, and financial modeling.
• Proficiency in credit analysis techniques and risk assessment methodologies.
• Excellent analytical, quantitative, and problem-solving skills.
• Ability to interpret complex financial data and make sound judgments.
• Strong written and verbal communication skills in English; Arabic is a plus.
• Proficiency in Microsoft Excel for data analysis and financial modeling.
• Detail-oriented, organized, and capable of working under pressure and tight deadlines.
• Knowledge of local banking regulations and international credit standards.
• High ethical standards and integrity.

• Conduct comprehensive credit risk assessments for new and existing clients, including financial statement analysis, industry analysis, and business risk evaluation.
• Prepare detailed credit proposals and recommendations for various lending products (e.g., corporate loans, trade finance, retail credit).
• Utilize credit scoring models and risk assessment tools to quantify credit risk exposure.
• Monitor portfolio performance, identifying potential early warning signs of deterioration and recommending appropriate actions.
• Ensure compliance with internal credit policies, regulatory guidelines (e.g., CBB regulations), and international best practices.
• Collaborate with relationship managers, legal, and compliance teams throughout the credit lifecycle.
• Participate in the development and enhancement of credit risk policies, procedures, and models.
• Prepare regular reports on credit portfolio quality, concentration risk, and key risk indicators.
• Assist in the recovery process for non-performing loans (NPLs) by analyzing options and strategies.
• Stay abreast of economic conditions, industry trends, and market developments that may impact credit risk.
• Conduct due diligence on prospective clients and transactions.
• Present credit analysis findings to credit committees and senior management.

• Bachelor's degree in Finance, Accounting, Economics, or a related quantitative field. CFA designation or relevant Master's degree is a plus.
• Minimum of 3-5 years of experience in credit risk analysis within a bank or financial institution.
• Strong understanding of financial statements, credit products, and risk management principles.
• Proficiency in financial modeling, valuation techniques, and data analysis tools (e.g., Excel).
• Familiarity with regulatory requirements related to credit risk (e.g., Basel III, IFRS 9).
• Excellent analytical, problem-solving, and critical thinking skills.
• Strong written and verbal communication skills in English; Arabic proficiency is an advantage.
• Ability to work independently, manage multiple priorities, and meet tight deadlines.
• High level of integrity, attention to detail, and sound judgment.
• Experience with corporate and/or retail credit is beneficial.

• Analyze financial data and market trends to provide insightful recommendations to clients and management.
• Develop and manage investment portfolios, ensuring alignment with client objectives and risk tolerance.
• Conduct credit risk assessments and prepare detailed financial reports.
• Ensure strict compliance with financial regulations, anti-money laundering (AML) laws, and internal policies.
• Build and maintain strong client relationships, providing personalized financial advice.
• Process financial transactions accurately and efficiently, resolving any discrepancies.

• Bachelor's degree in Finance, Economics, Business Administration, or a related field.
• 3-6 years of experience in banking, financial analysis, or wealth management.
• Strong analytical skills with proficiency in financial modeling and data interpretation.
• Knowledge of financial markets, products, and regulatory frameworks (CMA, CBB).
• Excellent communication and client relationship management skills.
• Relevant certifications (e.g., CFA, CMA) are a plus).

• Conduct comprehensive credit risk assessments for corporate and institutional clients, analyzing financial statements, market data, and industry trends.
• Develop, implement, and refine credit risk models, methodologies, and frameworks to ensure alignment with best practices and regulatory requirements.
• Monitor existing credit portfolios for early warning signs of deterioration and propose timely mitigation strategies.
• Prepare detailed credit reports and present findings and recommendations to senior management and credit committees.
• Collaborate closely with relationship managers, legal teams, and other stakeholders to structure credit facilities and ensure adherence to credit policies.
• Stay abreast of economic developments, regulatory changes, and emerging risks that may impact the credit landscape.
• Participate in the continuous improvement of risk management systems and processes.

• Bachelor's degree in Finance, Economics, Business Administration, or a related quantitative field. Master's degree or CFA/FRM certification is highly preferred.
• Minimum of 5-7 years of progressive experience in credit risk analysis within a bank or financial services institution.
• Strong proficiency in financial modeling, statistical analysis, and data interpretation.
• In-depth knowledge of credit products, risk mitigation techniques, and regulatory frameworks (e.g., Basel III).
• Excellent communication, presentation, and interpersonal skills, with the ability to articulate complex financial concepts clearly.

Our client, a leading organization in the Banking & Finance sector, is seeking a highly motivated and experienced Junior Credit Risk Analyst. This is an excellent chance to join a dynamic team and make a significant impact.

• Provide financial advice and solutions to clients, including loans, investments, and savings products.
• Process financial transactions accurately and efficiently, ensuring compliance with regulations.
• Analyze financial data, prepare reports, and develop financial models.
• Build and maintain strong client relationships, identifying opportunities for cross-selling.
• Stay informed about market trends, financial products, and regulatory changes.

• Bachelor's degree in Finance, Economics, Accounting, or a related field.
• 2+ years of experience in banking, financial services, or a similar regulated environment.
• Strong analytical skills and attention to detail.
• Excellent customer service and sales capabilities.
• Knowledge of financial products, services, and regulatory compliance.

Our client offers a competitive salary, comprehensive benefits package, and opportunities for professional growth within a supportive work environment. This is an excellent chance to join a dynamic team and make a significant impact.

If you meet the above requirements and are ready for a challenging yet rewarding career, we encourage you to apply now and become a part of a growing success story. We look forward to receiving your application.

Our client is an equal opportunity employer committed to diversity and inclusion. We encourage applications from all qualified individuals. They foster a dynamic work environment where innovation is celebrated, and every team member's contribution is valued. The company prides itself on its commitment to employee well-being and professional development, ensuring a supportive and stimulating atmosphere. This role offers the chance to work on impactful projects and collaborate with industry leaders. We are seeking individuals who are not only skilled but also passionate about making a difference and contributing to a positive workplace culture. The company is rapidly expanding, providing ample opportunities for career advancement and personal growth within the organization. We are looking for someone who is eager to take on new challenges and grow with us. Your dedication will be recognized and rewarded in this role.

Full Time

Knowledge in Finance and Accounting

Knowledge in reporting experience in systems like Excel and other MS Office applications

Experience: 1 - 3 years

• Conduct portfolio analytics and deep dives into the portfolio.
• Regulatory and Management Reporting
• Attention to detail and a commitment to accuracy and quality.
• Strong analytic capabilities.
• Problem solving skills
• Able to effectively work in a closely knit team.

• Risk Analysis
• Risk Assessment
• Spreadsheet Preparation
• Presentation Preparation
• Data Access and Reporting

• Conduct comprehensive financial analysis, modeling, and forecasting.
• Develop and maintain strong relationships with high-net-worth clients or corporate accounts.
• Provide expert advice on investment strategies, risk management, and financial planning.
• Prepare detailed financial reports, presentations, and proposals.
• Monitor market trends, economic indicators, and regulatory changes.
• Ensure compliance with all financial regulations and internal policies.
• Identify new business opportunities and contribute to product development.
• Collaborate with internal teams to provide integrated financial solutions.

• Bachelor's degree in Finance, Economics, Accounting, or a related field; CFA or MBA preferred.
• 7+ years of experience in banking, investment, or corporate finance.
• Strong analytical and quantitative skills.
• Excellent knowledge of financial products, markets, and regulatory frameworks.
• Exceptional communication, negotiation, and client relationship management skills.
• Proficiency in financial software (e.g., Bloomberg, Refinitiv Eikon) and MS Office Suite.
• Ability to work under pressure and meet tight deadlines.
• High ethical standards and a strong commitment to professional integrity.

• Competitive salary and performance-based bonuses.
• Comprehensive health and wellness benefits package.
• Generous paid time off and holidays.
• Opportunities for professional development, training, and certifications.
• Supportive and inclusive company culture.
• Modern office facilities and a dynamic work environment.
• Career advancement opportunities within a growing organization.
• Employee recognition programs.

Operation

Division

Finance

Location

Closing Date

27-Mar-2025

Zain is the pioneer of mobile telecommunications in the Middle East. We began life in 1983 in Kuwait as the region’s first mobile operator, and since the initiation of our expansion strategy in 2003, we have expanded rapidly. Read more here: Zain Overview

The role of the Financial Planning and Analysis Expert is to independently manage the financial planning and business performance analysis within Zain Bahrain. Reporting directly to the Budgeting and Business Performance Manager, the role combines elements of financial planning, budgeting, and performance analysis to drive strategic decision-making and ensure the company is moving toward achieving its goals. The role requires an expert who has experience within the telecom field.

1. Education: Bachelor’s degree in Finance, Accounting, Business Administration, or a relevant field. CMA & FMVA preferred.
2. Experience: 8-10+ years of experience in financial planning, business performance analysis, financial analysis, or a similar role in Telecom.
3. Skills:
   • Strong analytical skills with the ability to interpret complex financial data, identify trends, and generate actionable insights.
   • Proficiency in financial modeling, forecasting, and variance analysis.
   • Excellent knowledge of key financial concepts, performance metrics, and reporting methodologies.
   • Advanced proficiency in data analysis tools (e.g., Excel, SQL) and experience with business intelligence and visualization tools (e.g., Tableau, Power BI).
   • Strong communication skills, with the ability to effectively present complex information to diverse audiences.
   • Detail-oriented with excellent organizational and time management skills.
   • Ability to work independently, prioritize tasks, and meet deadlines.

1. Collaborate with cross-functional teams to gather relevant financial and operational data for analysis.
2. Monitor and analyze key performance indicators (KPIs) related to revenue, cost of goods sold (COGS), profitability, and other financial metrics.
3. Conduct in-depth analysis to identify trends, patterns, and drivers of business performance, and provide actionable insights and recommendations.
4. Prepare and deliver regular performance reports, highlighting key findings and presenting them to senior management and stakeholders.
5. Develop financial models and forecasts to evaluate business initiatives and assess their impact on financial performance.
6. Identify areas for process improvement and optimization to enhance the efficiency and effectiveness of business performance analysis and reporting.
7. Stay updated with industry trends, best practices, and emerging tools and technologies in business performance analysis and reporting.
8. Manage and monitor the annual budget and quarterly reforecasts.
9. Enhance budgeting and forecasting techniques to maintain high standards of quality and accuracy.
10. Design and review monthly financial performance reporting packages, including budget, forecasts, actuals of the income statement, balance sheet, and cash flows, ensuring alignment with overall targets and operational plans.
11. Review Business Case Studies to support better decision-making aligned with the budget and strategic plan.
12. Perform any related tasks as required or assigned.

If you meet the criteria and you are enthusiastic about the role, we would welcome your application. To complete the application you would need the following document(s):