94 Credit Risk jobs in Bahrain
Credit Risk Manager
Posted today
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Job Description
Key Responsibilities:
- Develop, implement, and monitor credit risk policies and procedures.
- Analyze and evaluate the creditworthiness of corporate and institutional clients.
- Approve or decline credit applications based on risk assessment and internal guidelines.
- Monitor the performance of the credit portfolio, identifying potential risks and implementing mitigation strategies.
- Conduct stress testing and scenario analysis to assess the impact of adverse economic conditions on credit risk.
- Develop and maintain credit scoring models and risk rating systems.
- Prepare regular reports on credit risk exposure and portfolio quality for senior management and regulatory bodies.
- Collaborate with business units to ensure that credit risk is managed effectively at the origination and ongoing monitoring stages.
- Stay current with evolving regulatory requirements and industry best practices in credit risk management.
- Provide training and guidance to junior credit analysts and relationship managers.
- Master's degree in Finance, Economics, Business Administration, or a related quantitative field.
- Minimum of 7-10 years of progressive experience in credit analysis and risk management within the banking sector.
- In-depth knowledge of credit risk assessment methodologies, financial statement analysis, and loan structuring.
- Proven experience in developing and implementing credit risk policies and models.
- Strong understanding of regulatory frameworks relevant to banking and credit risk (e.g., Basel Accords).
- Excellent analytical, problem-solving, and decision-making skills.
- Exceptional communication, negotiation, and interpersonal skills.
- Ability to manage complex projects and work under pressure.
Senior Credit Risk Analyst
Posted today
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Job Description
Key responsibilities include:
- Developing, implementing, and maintaining credit risk models and scoring systems for various lending products.
- Conducting in-depth financial analysis of corporate and retail clients to assess creditworthiness and determine appropriate risk limits.
- Monitoring the credit quality of the loan portfolio, identifying potential risks and recommending proactive measures.
- Preparing comprehensive credit risk reports and presentations for senior management and regulatory bodies.
- Ensuring compliance with internal credit policies and relevant banking regulations (e.g., Basel Accords).
- Evaluating and advising on the credit implications of new products, markets, and business strategies.
- Collaborating with business units to ensure effective risk management practices are integrated into daily operations.
- Staying abreast of industry best practices and emerging trends in credit risk management.
- Mentoring junior analysts and contributing to the development of the credit risk team.
- Validating model assumptions and performance through back-testing and sensitivity analysis.
Senior Credit Risk Analyst
Posted today
Job Viewed
Job Description
Key Responsibilities:
- Analyze the creditworthiness of corporate and retail clients, evaluating financial statements, market data, and economic conditions.
- Develop, validate, and implement credit scoring models and risk assessment methodologies.
- Monitor and manage existing credit portfolios, identifying potential risks and recommending mitigation strategies.
- Prepare comprehensive credit reports and presentations for senior management and the credit committee.
- Ensure compliance with all internal credit policies and external regulatory requirements.
- Conduct stress testing and scenario analysis to assess the resilience of the credit portfolio under various economic conditions.
- Stay current with industry best practices, regulatory changes, and emerging trends in credit risk management.
- Collaborate with business development teams to provide expert advice on credit risk implications of new products and strategies.
- Perform due diligence on potential borrowers and existing clients.
- Contribute to the continuous improvement of the bank's risk management systems and processes.
Qualifications:
- Master's degree in Finance, Economics, Statistics, Mathematics, or a related quantitative field.
- Minimum of 5 years of experience in credit analysis, risk management, or a related financial services role.
- Strong understanding of financial statement analysis, corporate finance, and credit risk principles.
- Proficiency in statistical modeling software (e.g., R, Python, SAS) and data analysis tools.
- Excellent quantitative, analytical, and problem-solving skills.
- Strong written and verbal communication skills, with the ability to present complex information clearly.
- Knowledge of Basel III and other relevant banking regulations.
- Experience with loan origination and portfolio management systems is a plus.
- Ability to work independently and as part of a collaborative team.
This is an exceptional opportunity to make a significant impact on the financial health and stability of a leading banking institution.
Senior Credit Risk Analyst
Posted today
Job Viewed
Job Description
Responsibilities:
- Conduct comprehensive credit risk assessments for corporate and institutional clients.
- Develop, validate, and implement credit risk models, including probability of default (PD), loss given default (LGD), and exposure at default (EAD).
- Monitor and analyze the credit performance of the loan portfolio, identifying trends and potential concerns.
- Perform industry and sector analysis to identify emerging credit risks.
- Review and approve credit applications, ensuring adherence to credit policies.
- Contribute to the development and refinement of credit policies, procedures, and risk appetite statements.
- Conduct stress testing and scenario analysis on the credit portfolio.
- Prepare credit risk reports and presentations for senior management and regulatory authorities.
- Stay abreast of regulatory changes and industry best practices in credit risk management.
- Collaborate with relationship managers and business units to provide risk insights.
- Bachelor's or Master's degree in Finance, Economics, Statistics, Mathematics, or a related quantitative field.
- Minimum of 5 years of experience in credit risk analysis, credit underwriting, or a related financial risk management role.
- Strong knowledge of credit analysis principles, financial statement analysis, and cash flow forecasting.
- Experience with credit risk modeling techniques and software (e.g., R, Python, SAS).
- Familiarity with regulatory requirements related to credit risk (e.g., Basel Accords).
- Excellent analytical, quantitative, and problem-solving skills.
- Strong communication and presentation skills, with the ability to convey complex information effectively.
- Ability to work independently and collaboratively in a team-oriented environment.
- Attention to detail and a commitment to accuracy.
Senior Credit Risk Analyst
Posted today
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Job Description
Key Responsibilities:
- Conduct thorough credit analysis of new and existing corporate clients.
- Evaluate financial statements, cash flows, and collateral to assess credit risk.
- Develop and maintain credit risk models and scoring systems.
- Monitor the credit performance of the bank's loan portfolio, identifying early warning signs of distress.
- Prepare credit proposals and present recommendations to credit committees.
- Set and monitor adherence to credit limits and policies.
- Conduct industry and economic analysis to inform credit risk assessments.
- Ensure compliance with the bank's credit policies and regulatory requirements.
- Assist in the development and implementation of new credit risk management strategies.
- Stay updated on market trends and best practices in credit risk management.
- Bachelor's degree in Finance, Economics, Accounting, or a related quantitative field.
- Professional certification (e.g., CFA, FRM) is a plus.
- Minimum of 5 years of experience in credit analysis or credit risk management within the banking sector.
- Strong understanding of financial statement analysis, accounting principles, and financial modeling.
- Proficiency in credit risk assessment techniques and regulatory requirements (e.g., Basel II/III).
- Excellent analytical, problem-solving, and communication skills.
- Experience with credit risk management software and databases.
- Ability to work effectively in a team environment and manage multiple assignments.
Senior Risk Assessment Underwriter
Posted today
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Senior Risk Assessment Underwriter
Posted today
Job Viewed
Job Description
Key Responsibilities:
- Conduct in-depth risk assessments for various insurance products, including life, health, and property.
- Analyze financial documents, credit histories, and lifestyle factors to determine policy eligibility and premium rates.
- Develop and implement underwriting policies and procedures to ensure compliance and mitigate risk.
- Collaborate with the actuarial team on pricing models and reserve calculations.
- Monitor industry trends and regulatory changes impacting underwriting practices.
- Provide guidance and training to junior underwriting staff.
- Maintain accurate records of underwriting decisions and policy data.
- Communicate effectively with agents, brokers, and clients regarding underwriting decisions.
- Contribute to the development of new insurance products and services.
- Ensure adherence to all company policies and relevant legal and regulatory frameworks.
Qualifications:
- Bachelor's degree in Finance, Economics, Actuarial Science, or a related field. Master's degree or relevant professional certifications (e.g., FLMI, ACII) preferred.
- Minimum of 5 years of experience in insurance underwriting, with a strong focus on risk assessment.
- Proficiency in financial analysis, risk modeling software, and insurance industry databases.
- Excellent analytical, critical thinking, and decision-making skills.
- Strong interpersonal and communication skills, with the ability to present findings clearly.
- Proven ability to work independently and as part of a team in a fast-paced environment.
- Familiarity with the regulatory landscape of the insurance industry in Bahrain and the wider GCC region.
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Senior Risk Assessment Underwriter
Posted 3 days ago
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Job Description
Responsibilities:
- Conduct thorough risk assessments for diverse insurance products.
- Analyze applicant data, financial records, and loss histories.
- Determine policy terms, conditions, and pricing structures.
- Approve or decline insurance applications based on risk evaluation.
- Maintain accurate underwriting records and documentation.
- Collaborate with claims departments to understand loss patterns.
- Provide guidance and mentorship to junior underwriters.
- Stay updated on industry best practices and regulatory changes.
- Develop and present underwriting reports to management.
- Foster strong relationships with business partners and clients.
- Bachelor's degree in Finance, Economics, Business Administration, or a related field.
- Minimum of 5 years of experience in insurance underwriting.
- In-depth knowledge of risk assessment techniques and insurance products.
- Strong analytical and problem-solving skills.
- Excellent communication, interpersonal, and negotiation abilities.
- Proficiency in insurance underwriting software and Microsoft Office Suite.
- Relevant professional certifications (e.g., CPCU) are a plus.
Blockchain Security Analyst - Risk Assessment
Posted today
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Job Description
Your primary responsibility will be to perform in-depth security audits and vulnerability assessments of blockchain protocols, smart contracts, and decentralized applications (dApps). You will identify potential risks, security flaws, and attack vectors, providing detailed reports with actionable recommendations for mitigation. Experience with security analysis tools, code review for smart contracts (e.g., Solidity, Vyper), and penetration testing methodologies is essential. You should be knowledgeable about various blockchain security threats, such as reentrancy attacks, integer overflows, front-running, and 51% attacks. The role involves staying abreast of the latest security trends and research in the blockchain space. Collaboration with development teams to implement security enhancements and provide expert guidance will be a key aspect of the job. The successful candidate must have excellent analytical skills, strong report-writing capabilities, and a passion for securing the decentralized ecosystem. Candidates with experience in traditional cybersecurity combined with blockchain knowledge are highly encouraged to apply.
Key Responsibilities:
- Conduct security audits and vulnerability assessments of blockchain projects.
- Analyze smart contract code for security flaws and potential exploits.
- Perform penetration testing on decentralized applications (dApps).
- Identify and document security risks and recommend mitigation strategies.
- Stay updated on the latest blockchain security threats and industry best practices.
- Develop and implement security frameworks for blockchain projects.
- Collaborate with development teams to integrate security measures.
- Prepare detailed security assessment reports for clients.
- Research emerging security challenges in the blockchain space.
- Contribute to the development of automated security tools and scripts.
Qualifications:
- Bachelor's or Master's degree in Computer Science, Cybersecurity, or a related field.
- Proven experience in blockchain security analysis or smart contract auditing.
- Strong understanding of blockchain technology, consensus mechanisms, and cryptography.
- Proficiency in analyzing smart contract code (Solidity, Vyper).
- Knowledge of common blockchain vulnerabilities and attack vectors.
- Experience with security analysis tools and methodologies.
- Excellent analytical, problem-solving, and critical thinking skills.
- Strong written and verbal communication skills.
- Ability to work independently and manage time effectively in a remote setting.
- Certifications such as Certified Blockchain Security Professional (CBSP) are a plus.
This is a critical role for ensuring the security of blockchain infrastructure and offers the flexibility of remote work.
Financial Risk Analyst
Posted today
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Job Description
Key Responsibilities:
- Develop and implement risk models and methodologies to identify and quantify financial risks.
- Analyze financial markets, economic trends, and company performance to assess potential risks.
- Monitor and report on key risk exposures and the effectiveness of risk mitigation strategies.
- Conduct stress testing and scenario analysis to evaluate the resilience of the institution's financial position.
- Prepare regular risk reports for senior management and regulatory bodies.
- Collaborate with business units to ensure a comprehensive understanding and management of risks.
- Contribute to the development and enhancement of risk management policies and procedures.
- Ensure compliance with relevant financial regulations and reporting requirements.
- Identify opportunities for process improvements in risk management frameworks.
- Utilize quantitative tools and software for data analysis and risk modeling.
- Stay informed about emerging risks and best practices in financial risk management.
Qualifications:
- Bachelor's or Master's degree in Finance, Economics, Mathematics, Statistics, or a related quantitative field.
- Proven experience (2-4 years) in financial risk management, quantitative analysis, or a similar role within the financial services industry.
- Strong understanding of financial markets, instruments, and risk management principles.
- Proficiency in statistical software packages (e.g., R, Python, MATLAB) and financial modeling tools.
- Excellent analytical, problem-solving, and quantitative skills.
- Ability to interpret and communicate complex financial information effectively.
- Experience with regulatory frameworks such as Basel III is a plus.
- Strong report writing and presentation skills.
- High level of accuracy and attention to detail.
- Ability to work independently and manage multiple priorities in a remote setting.