26 Health Insurance jobs in Bahrain

• Assisting in the development and maintenance of pricing models for health insurance products.
• Performing reserve analyses and calculations for incurred but not reported (IBNR) claims.
• Analyzing claims data to identify trends, assess risk, and inform pricing strategies.
• Developing and validating financial projections and forecasts for the health insurance business line.
• Collaborating with underwriting to assess the risk profile of new business applications and product features.
• Supporting the product development team by providing actuarial insights and analysis for new and existing offerings.
• Preparing reports and presentations for management, outlining key actuarial findings and recommendations.
• Ensuring compliance with regulatory requirements and actuarial standards of practice.
• Utilizing actuarial software and tools for data manipulation, modeling, and analysis.
• Contributing to the continuous improvement of actuarial processes and methodologies.

• Bachelor's degree in Actuarial Science, Mathematics, Statistics, or a related quantitative field.
• Progress towards actuarial designations (e.g., ASA, FSA, or equivalent).
• Minimum of 3 years of actuarial experience, preferably in the health insurance sector.
• Proficiency in actuarial modeling software (e.g., R, SAS, Python, or similar).
• Strong understanding of health insurance products, benefits, and industry trends.
• Excellent analytical, quantitative, and problem-solving abilities.
• Effective communication skills, both written and verbal, to present complex information clearly.
• Ability to work collaboratively in a team environment and manage multiple tasks efficiently.
• Meticulous attention to detail and accuracy.

• Bachelor's degree in Actuarial Science, Mathematics, Statistics, or a related field.
• Fellow of the Society of Actuaries (FSA) or equivalent credential.
• 7+ years of actuarial experience, with a significant focus on health insurance.
• Proven experience in pricing, reserving, and financial modeling for health products.
• Expertise in healthcare cost trends, risk adjustment, and regulatory requirements.
• Proficiency in actuarial software and statistical analysis tools.
• Excellent analytical, problem-solving, and communication skills.
• Ability to work autonomously and manage complex projects remotely.

• Investigate and analyze complex health insurance claims, including medical records, bills, and policy details.
• Determine coverage eligibility and liability based on policy provisions and applicable laws and regulations.
• Communicate effectively with policyholders, healthcare providers, and other stakeholders to gather necessary information and explain claim decisions.
• Negotiate settlements with claimants and providers when necessary, ensuring fairness and adherence to company guidelines.
• Maintain accurate and detailed records of claim investigations, evaluations, and resolutions within the claims management system.
• Identify potential fraudulent claims and escalate them for further investigation according to established procedures.
• Ensure compliance with all state and federal regulations pertaining to health insurance claims processing.
• Stay informed about changes in medical terminology, coding (e.g., ICD-10, CPT), and healthcare policies.
• Provide guidance and mentorship to junior claims adjusters.
• Contribute to the improvement of claims processing procedures and best practices.
• Manage a caseload of complex claims, ensuring timely and accurate processing from initiation to closure.
• Uphold the highest standards of customer service and ethical conduct.

• High school diploma or equivalent; Bachelor's degree in a related field is preferred.
• Minimum of 5 years of experience in health insurance claims adjusting, with a strong focus on complex cases.
• In-depth knowledge of medical terminology, healthcare billing codes (ICD-10, CPT, HCPCS), and various medical procedures.
• Thorough understanding of health insurance policies, coverage limitations, and legal/regulatory requirements.
• Proficiency in using claims management software and standard office applications.
• Excellent analytical, investigative, and problem-solving skills.
• Strong negotiation and communication skills, both written and verbal.
• Ability to work independently, manage time effectively, and meet strict deadlines in a remote work environment.
• High level of integrity and attention to detail.
• Relevant professional certifications (e.g., FLMI, AIC) are a plus.

• Bachelor's degree in Finance, Business Administration, Health Sciences, or a related field.
• Minimum of 5-7 years of experience in health insurance underwriting.
• In-depth knowledge of medical terminology, health conditions, and risk assessment principles.
• Experience with underwriting software and systems.
• Strong analytical, quantitative, and decision-making skills.
• Excellent communication, negotiation, and problem-solving abilities.
• Ability to work independently and manage a caseload effectively in a remote setting.
• Professional designations (e.g., FLMI, RHU) are highly desirable.

• Develop, maintain, and refine pricing models for new and existing life and health insurance products.
• Perform valuation of policy liabilities and reserves, ensuring accuracy and compliance with accounting standards.
• Analyze historical claims data and mortality/morbidity trends to inform pricing and reserving decisions.
• Conduct profitability studies and scenario testing to assess the financial impact of various market conditions.
• Assist in the development of financial projections and long-term strategic plans.
• Collaborate with underwriting, product development, and finance teams to provide actuarial insights and support.
• Stay updated on industry regulations, new actuarial techniques, and best practices.
• Prepare reports and presentations for senior management and regulatory bodies.
• Mentor and guide junior actuarial staff.
• Contribute to the continuous improvement of actuarial systems and processes.

• Bachelor's degree in Actuarial Science, Mathematics, Statistics, or a related quantitative field.
• Successfully passed a significant number of actuarial exams (e.g., SOA/CAS exams) – progress towards Fellowship is highly desirable.
• Minimum of 5 years of experience in actuarial work, specifically within the life and/or health insurance industry.
• Proficiency in actuarial modeling software (e.g., Prophet, GGY AXIS) and statistical analysis tools.
• Strong understanding of life and health insurance products, regulations, and market dynamics.
• Excellent analytical, quantitative, and problem-solving skills.
• Proficiency in programming languages like Python or R is a plus.
• Strong communication and presentation skills, with the ability to explain complex technical concepts to non-technical audiences.
• Ability to work independently and manage multiple priorities in a remote work environment.

Join leading insurance companies as part of the Sales & Business Development Team.

You will be responsible for acquiring new clients, building trust, and helping individuals and businesses secure the right insurance solutions to meet their needs.

Responsibilities:

• Identify and pursue new business opportunities in life, health, motor, and corporate insurance.
• Build and maintain long-term relationships with individual and corporate clients.
• Meet clients to assess needs and recommend appropriate insurance products.
• Prepare and present proposals, negotiate terms, and close deals.
• Achieve and exceed monthly and quarterly sales targets.
• Stay updated on insurance products, policies, and compliance requirements.
• Maintain accurate records of client interactions and sales activity.

Requirements:

• Previous experience in insurance sales, financial advisory, or related field.
• Strong understanding of insurance products and market dynamics.
• Fluent in English and Arabic.
• Excellent communication, persuasion, and negotiation skills.
• Self-motivated, target-driven, and able to work independently.
• Proficiency in CRM tools and MS Office.

Mandatory Application Step

To complete your application, you must record and submit a 60–120 second video after applying.

In the video, please share:

• Who you are and what you do
• Your main sales skills and strengths
• How you can add value to the company's growth

Applications without a video introduction will not be considered.

You may submit your video directly via WhatsApp at

Job Type: Full-time

Application Question(s):

• What is your Notice Period ?
• How old are you ?
• Marital Status (Single, Married, Divorced or Widowed) ?
• Please send the Video as mentioned in the Job Description (Send it on WhatsApp at
• How many years of experience do you have in Insurance industry? (Very important to have insurance industry experience)