322 Risk Analyst jobs in Bahrain

• Conduct thorough credit analysis of potential borrowers, including financial statement analysis, cash flow assessment, and industry research.
• Develop, implement, and validate credit risk models and scoring systems.
• Assess collateral and ensure adequate security for credit facilities.
• Determine appropriate credit limits, loan structures, and pricing based on risk assessment.
• Monitor the credit quality of the loan portfolio and identify early warning signs of deteriorating creditworthiness.
• Prepare credit proposals, reviews, and recommendations for loan committees.
• Ensure compliance with internal credit policies and external regulatory requirements.
• Manage and mitigate credit risk through appropriate strategies and actions.
• Collaborate with relationship managers to provide credit expertise and support.
• Contribute to the enhancement of risk management frameworks and reporting tools.

• Bachelor's degree in Finance, Economics, Mathematics, Statistics, or a related quantitative field.
• Master's degree or relevant professional certification (e.g., FRM, PRM) is a plus.
• 4+ years of experience in credit risk analysis, corporate banking, or financial analysis.
• Strong understanding of financial statement analysis, accounting principles, and corporate finance.
• Proficiency in credit risk modeling techniques and statistical software (e.g., R, SAS) is advantageous.
• Knowledge of banking regulations and compliance requirements.
• Excellent analytical, quantitative, and problem-solving skills.
• Strong communication and presentation skills.
• Ability to work independently and manage multiple assignments effectively.
• Detail-oriented with a high level of accuracy.

• Developing, implementing, and maintaining credit risk models and scoring systems for various lending products.
• Conducting in-depth financial analysis of corporate and retail clients to assess creditworthiness and determine appropriate risk limits.
• Monitoring the credit quality of the loan portfolio, identifying potential risks and recommending proactive measures.
• Preparing comprehensive credit risk reports and presentations for senior management and regulatory bodies.
• Ensuring compliance with internal credit policies and relevant banking regulations (e.g., Basel Accords).
• Evaluating and advising on the credit implications of new products, markets, and business strategies.
• Collaborating with business units to ensure effective risk management practices are integrated into daily operations.
• Staying abreast of industry best practices and emerging trends in credit risk management.
• Mentoring junior analysts and contributing to the development of the credit risk team.
• Validating model assumptions and performance through back-testing and sensitivity analysis.

• Analyze the creditworthiness of corporate and retail clients, evaluating financial statements, market data, and economic conditions.
• Develop, validate, and implement credit scoring models and risk assessment methodologies.
• Monitor and manage existing credit portfolios, identifying potential risks and recommending mitigation strategies.
• Prepare comprehensive credit reports and presentations for senior management and the credit committee.
• Ensure compliance with all internal credit policies and external regulatory requirements.
• Conduct stress testing and scenario analysis to assess the resilience of the credit portfolio under various economic conditions.
• Stay current with industry best practices, regulatory changes, and emerging trends in credit risk management.
• Collaborate with business development teams to provide expert advice on credit risk implications of new products and strategies.
• Perform due diligence on potential borrowers and existing clients.
• Contribute to the continuous improvement of the bank's risk management systems and processes.

• Master's degree in Finance, Economics, Statistics, Mathematics, or a related quantitative field.
• Minimum of 5 years of experience in credit analysis, risk management, or a related financial services role.
• Strong understanding of financial statement analysis, corporate finance, and credit risk principles.
• Proficiency in statistical modeling software (e.g., R, Python, SAS) and data analysis tools.
• Excellent quantitative, analytical, and problem-solving skills.
• Strong written and verbal communication skills, with the ability to present complex information clearly.
• Knowledge of Basel III and other relevant banking regulations.
• Experience with loan origination and portfolio management systems is a plus.
• Ability to work independently and as part of a collaborative team.

• Conduct comprehensive credit risk assessments for corporate and institutional clients.
• Develop, validate, and implement credit risk models, including probability of default (PD), loss given default (LGD), and exposure at default (EAD).
• Monitor and analyze the credit performance of the loan portfolio, identifying trends and potential concerns.
• Perform industry and sector analysis to identify emerging credit risks.
• Review and approve credit applications, ensuring adherence to credit policies.
• Contribute to the development and refinement of credit policies, procedures, and risk appetite statements.
• Conduct stress testing and scenario analysis on the credit portfolio.
• Prepare credit risk reports and presentations for senior management and regulatory authorities.
• Stay abreast of regulatory changes and industry best practices in credit risk management.
• Collaborate with relationship managers and business units to provide risk insights.

• Bachelor's or Master's degree in Finance, Economics, Statistics, Mathematics, or a related quantitative field.
• Minimum of 5 years of experience in credit risk analysis, credit underwriting, or a related financial risk management role.
• Strong knowledge of credit analysis principles, financial statement analysis, and cash flow forecasting.
• Experience with credit risk modeling techniques and software (e.g., R, Python, SAS).
• Familiarity with regulatory requirements related to credit risk (e.g., Basel Accords).
• Excellent analytical, quantitative, and problem-solving skills.
• Strong communication and presentation skills, with the ability to convey complex information effectively.
• Ability to work independently and collaboratively in a team-oriented environment.
• Attention to detail and a commitment to accuracy.

• Conduct thorough credit analysis of new and existing corporate clients.
• Evaluate financial statements, cash flows, and collateral to assess credit risk.
• Develop and maintain credit risk models and scoring systems.
• Monitor the credit performance of the bank's loan portfolio, identifying early warning signs of distress.
• Prepare credit proposals and present recommendations to credit committees.
• Set and monitor adherence to credit limits and policies.
• Conduct industry and economic analysis to inform credit risk assessments.
• Ensure compliance with the bank's credit policies and regulatory requirements.
• Assist in the development and implementation of new credit risk management strategies.
• Stay updated on market trends and best practices in credit risk management.

• Bachelor's degree in Finance, Economics, Accounting, or a related quantitative field.
• Professional certification (e.g., CFA, FRM) is a plus.
• Minimum of 5 years of experience in credit analysis or credit risk management within the banking sector.
• Strong understanding of financial statement analysis, accounting principles, and financial modeling.
• Proficiency in credit risk assessment techniques and regulatory requirements (e.g., Basel II/III).
• Excellent analytical, problem-solving, and communication skills.
• Experience with credit risk management software and databases.
• Ability to work effectively in a team environment and manage multiple assignments.

• Develop, validate, and implement advanced credit risk models (e.g., PD, LGD, EAD).
• Analyze credit portfolio performance, identifying trends, concentrations, and emerging risks.
• Conduct stress testing and scenario analysis to assess capital adequacy and resilience.
• Design and refine credit policies and procedures to align with regulatory requirements and business objectives.
• Monitor key risk indicators and provide regular reporting to senior management and relevant committees.
• Mentor and guide junior analysts, fostering a culture of analytical excellence.
• Collaborate with business units to understand credit risk appetite and integrate risk considerations into strategic planning.
• Stay updated on regulatory changes and best practices in credit risk management.

• Master's degree or PhD in Finance, Economics, Statistics, Mathematics, or a related quantitative field.
• Minimum of 7-9 years of experience in credit risk management, quantitative analysis, or a similar role within the banking or financial services industry.
• Proven experience in developing and implementing credit risk models using statistical software (e.g., SAS, R, Python).
• Solid understanding of Basel Accords, IFRS 9, and other relevant regulatory frameworks.
• Strong analytical, problem-solving, and critical thinking skills.
• Excellent communication and presentation abilities, with the capacity to explain complex concepts to non-technical audiences.
• Demonstrated leadership skills and experience managing a team.
• Ability to work independently, manage priorities effectively, and deliver high-quality results in a remote setting.

Role: Business Analyst - Risk / Risk Analyst

Work Location: Bahrain

Experience: 3-5 years

Qualifications & Skills:

• Bachelor’s degree in finance, Business Administration, Risk Management, or a related field;
• Minimum of 3-5 years of risk management experience, preferably in the financial services or Banking sector with knowledge of CBB regulations.

Responsibilities:

1. Conduct thorough evaluation of business and financial records to assess risk profiles.
2. Monitor and manage exposures, ensuring adherence to risk limits and communicate findings to business heads for proactive decision-making.
3. Prepare and analyze Management Information System (MIS) reports for group and regional management, including all subsidiaries and associates.
4. Review and update Risk Appetite Statements in collaboration with the Risk Group Head, aligning with organizational goals.
5. Ensure compliance with central bank regulations by reviewing risk policies and recommending necessary amendments.
6. Liaise with business leaders to understand their data needs, facilitating informed decision-making.
7. Transform raw data into actionable insights through advanced analysis and interpretation techniques.
8. Respond to inquiries and provide consultation for regulators, senior management, and rating agencies.
9. Spearhead the automation of MIS and other reporting processes, working closely with IT and transformation teams.

• Identify, assess, and quantify potential risks to the organization, including financial, operational, and strategic risks.
• Develop and maintain risk models and analytical tools.
• Conduct thorough analysis of financial data and market trends to identify risk exposures.
• Monitor regulatory changes and ensure compliance with relevant insurance regulations.
• Develop and implement risk mitigation strategies and action plans.
• Prepare comprehensive risk reports and present findings to management.
• Collaborate with business units to embed risk management practices.
• Stay updated on industry best practices and emerging risk management techniques.
• Contribute to the development and refinement of the company's risk appetite framework.
• Assist in the assessment of third-party risks and vendor due diligence.

• Bachelor's degree in Finance, Economics, Statistics, Mathematics, or a related quantitative field.
• Minimum of 3 years of experience in risk analysis, financial analysis, or a related role, preferably in the insurance industry.
• Strong understanding of risk management principles and frameworks (e.g., COSO, ISO 31000).
• Proficiency in statistical software and data analysis tools (e.g., Excel, SQL, R, Python).
• Excellent analytical, problem-solving, and critical-thinking skills.
• Strong written and verbal communication skills.
• Ability to work independently and manage projects in a remote environment.
• Knowledge of insurance products and the regulatory landscape is a significant advantage.

• Identify, assess, and monitor various types of risks (financial, operational, strategic).
• Develop and implement risk management policies, procedures, and models.
• Analyze financial data and market trends to identify potential risks and opportunities.
• Conduct quantitative analysis and scenario planning to evaluate risk exposures.
• Prepare comprehensive risk reports and present findings to management.
• Collaborate with business units to implement risk mitigation strategies.
• Ensure compliance with regulatory requirements and industry best practices.
• Monitor key risk indicators (KRIs) and provide early warnings.
• Contribute to the development of a strong risk culture within the organization.

• Bachelor's degree in Finance, Economics, Statistics, Mathematics, or a related quantitative field.
• Minimum of 3-5 years of experience in risk analysis, financial analysis, or a related field.
• Strong understanding of risk management principles and methodologies.
• Proficiency in statistical software (e.g., R, Python) and financial modeling techniques.
• Excellent analytical, problem-solving, and critical thinking skills.
• Strong data analysis and reporting skills, with attention to detail.
• Effective communication and presentation skills.
• Familiarity with regulatory frameworks relevant to the insurance industry.